Protect Your Investments

Providing you quality insurance products to prepare you for the ups and downs in life.

Any kind of insurance you need to protect what's yours.

  • Insurance Options
  • Our Agents
  • Life Insurance
  • Long-Term Care
  • A Variety of Insurance Options

    We offer the following types of insurance:

    • Auto
    • Home
    • Commercial
    • Farm
    • Crop
    • Life
    • Long-Term Care
  • A few of the companies we can quote for include, but are not limited to:

  • Ryan McMillan in Concordia, KS

    P&C, Crop, Personal Lines

    • 130 E. 7th Street
    • Concordia, KS 66901
    • Phone (785) 243-4141
    • Fax (785) 243-4183
    • Email: RyanM@centralnational.com
  • Trevor Elkins in Glen Elder & Mankato, KS

    Also serving Nebraska

    P&C, Crop, Personal

    • 101 S. Mill
    • Glen Elder, KS 67446
    • Phone (785) 545-3441
    • Fax (785) 545-3214
    • Email: TrevorEl@centralnational.com
  • Mike Anderes in Junction City, KS

    P&C, Crop, Personal Lines

    • 802 N. Washington
    • PO Box 700
    • Junction City, KS 66441
    • Phone (785) 761-2921
    • Fax (785) 761-2953
    • Email: MikeA@centralnational.com
  • Andrew Haynes in Junction City, KS

    P&C, Crop, Personal Lines

    • 802 N. Washington
    • PO Box 700
    • Junction City, KS 66441
    • Phone (785) 761-0407
    • Fax (785) 761-2953
    • Email: AndrewHa@centralnational.com
  • Kimberly Milleson in Junction City, KS

    P&C, Crop, Personal Lines

    • 802 N. Washington
    • PO Box 700
    • Junction City, KS 66441
    • Phone (785) 761-2989
    • Fax (785) 761-2953
    • Email: KimMi@centralnational.com
  • Paul Osborne in Mankato & Concordia, KS

    P&C, Crop, Personal Lines

    • 208 E. South
    • Mankato, KS 66956
    • Phone (785) 378-3162
    • Fax (785) 378-3609
    • Email: PaulO@centralnational.com
  • Brooke Brummer in Tipton, KS

    P&C, Life, Crop, Personal

    • 509 Main Street
    • Tipton, KS 67485
    • Phone (785) 373-4135
    • Fax (785) 373-6375
    • Email: BrookeB@centralnational.com
  • Lisa Shivers in Tipton, KS

    P&C, Crop, Personal

    • 509 Main Street
    • Tipton, KS 67485
    • Phone (785) 373-4135
    • Fax (785) 373-6375
    • Email: LisaS@centralnational.com
  • Karina Reinert in Salina, KS

    P&C, Personal

    • 454 S. Ohio
    • Salina, KS 67401
    • Phone (785) 823-5700
    • Fax (785) 823-1691
    • Email: KarinaR@centralnational.com
  • Natalie Meyers in Superior, NE

    Crop

    • 411 N. National Street
    • Superior, NE 68978
    • Phone (402) 879-3271
    • Fax (402) 879-4895
    • Email: NatalieM@centralnational.com
  • Rich Nelson in Superior, NE

    Crop, Credit Life

    • 411 N. National Street
    • Superior, NE 68978
    • Phone (402) 879-3271
    • Fax (402) 879-4895
    • Email: RNelson@centralnational.com
  • Jason Ray in Superior, NE

    Crop

    • 411 N. National Street
    • Superior, NE 68978
    • Phone (402) 879-3271
    • Fax (402) 879-4895
    • Email: JRay@centralnational.com
  • Chad Schnakenberg in Superior, NE

    Crop

    • 411 N. National Street
    • Superior, NE 68978
    • Phone (402) 879-3271
    • Fax (402) 879-4895
    • Email: ChadS@centralnational.com
  • Life Insurance

    What are your goals?

    • A successful career?
    • A solid financial future?
    • Family security?

    Whatever your goals, a solid financial foundation is the key to a prosperous future. With your specific goals in mind, we can offer a plan that's designed to ensure your goals and dreams can be reached and protected.

    Do you have cash value built up in those old whole-life policies and wonder about your options? Have you purchased a new home? Are you expecting a new member to your family? Do you own a business? Or, are you simply planning for your future?

    With all the exciting changes life throws your way--whatever they may be--being prepared for change helps make life easier.

    We can show you a plan designed specifically for you with your own goals, expectations, and dreams in mind.

    5-10-20 year Level Term - You don't have to strain your budget to get the amount of protection you need.

    Universal Life - Structured to meet your needs and provide you with a key building block for financial planning.

    Benefits include:

    • Flexible Premiums
    • Income tax-free death benefits
    • Cash value with a guaranteed interest
    • Policy loans
    • Partial withdrawals
  • Long-Term Care

    Long-term care is the help you may need if you are unable to care for yourself because of a prolonged illness or disability.

    What is Long-Term Care?

    Long-term care is the help you may need if you are unable to care for yourself because of a prolonged illness or disability. People often think of long-term care as being given in a nursing home. In fact, the term now refers to a whole variety of private and semi-private care situations and services, including in-home care, assisted living, adult residential care and nursing facilities. The trend is toward home health care options which provide the opportunity for a person to live comfortably in their preferred environment.

    Is Long-Term Care Right for You?

    As we plan for the future, some suprising facts need to be considered:

    • 81% of American families have already faced a long-term care crisis or expect to face one in the near future
    • American women face a 50% greater likelihood than men of entering a nursing facility after age 65
    • For each person needing long-term care in a nursing facility, there are three persons being cared for in their own home
    • Today, one year of care in a nursing facility costs an average of $40,000 and the average cost of in-home care is $20,000 per year

    Persons who have attended Long-Term Care Insurance seminars indicate their top two concerns are:

    • "As I age, I fear becoming dependent on close family members and/or friends for my personal care."
    • "If I ever need long-term care, I want the financial freedom to choose where and how I'll receive it."
    What about Medicare and Medicaid?

    It is a common misconception that Medicare and Medicaid will cover the costs of long-term care. In reality, there are four basic ways that long-term care is paid in Kansas:

    • Medicaid
    • Private Pay
    • Medicare
    • Long-Term Care Insurance

    In Kansas, Medicaid pays for over 55% of all nursing facility care. Over 40% of all nursing facility expenses are paid out-of-pocket by individuals and their families. Medicare may cover some long-term care costs, but that coverage is usually only for short periods of time. The balance is paid by Long-Term Care Insurance.

Please Note

Insurance products:

  • are NOT a Deposit
  • are NOT FDIC Insured
  • are NOT Insured by any Federal Government Agency
  • are NOT Guaranteed by the Bank
  • MAY Go Down in Value when an Investment Component is Present

This does not include federal insurance programs such as Federal Crop Insurance.

How can we help?

Let us know the best way to reach you and one of our customer representatives will be in touch.

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