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 Current Interest Rates

Auto Loan Rates | Home Loan Rates | Deposit Rates 

Auto Loan Rates*

Apply for an auto loan now!

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***** Auto Loyalty Loan Promotion *****

Limited Time - June 15, 2008 thru September 15, 2008

Loan Amount Rate and APR
$10,000.00 or more 4.99%
$20,000.00 or more 4.74%
$30,000.00 or more 4.49%
 
To Qualify for these rates and terms:
 
  • Qualified good credit
  • 2006 or newer automobile
  • Zero down
  • Must have an established or newly established active checking account with auto debit
  • Loan fees and certain restrictions may apply
 

 


New Autos (2006-NEW)

No Origination Fee

Loan Amount

Term

(in months)

Rate*

APR*

Estimated Payment

$7,500 to $15,000 36 6.97% 6.976% $308.66
48 6.25% 6.255% $236.02
60 6.20% 6.204% $194.28
72 6.16% 6.165% $166.51
Disclosed payment examples and APRs assume a $10,000 loan amount, no origination fee at the specified term and rate listed.
$15,001 to $25,000 36 6.77% 6.775% $615.49
48 5.95% 5.954% $469.28
60 5.90% 5.905% $385.77
72 5.86% 5.864% $330.18
Disclosed payment examples and APRs assume a $20,000 loan amount, no origination fee at the specified term and rate listed.
$25,001 to $35,000 36 6.40% 6.405% $918.18
48 5.75% 5.754% $701.17
60 5.70% 5.704% $575.87
72 5.66% 5.664% $492.44

Disclosed payment examples and APRs assume a $30,000 loan amount, no origination fee at the specified term and rate listed.

 

Used Autos, Boats, RV's, Motorcycles, etc.

2% Origination Fee ($100 Maximum)

Loan Amount

Term

(in months)

Rate*

APR*

Estimated Payment

$2,501 to $7,500 12 16.84% 20.700% $464.85
24 13.46% 15.495% $243.61
36 12.12% 13.514% $169.71
48 8.36% 9.401% $125.38
Disclosed payment examples and APRs assume a $5,000 loan amount with a $100 origination fee at the specified term and rate listed.
$7,501 to $15,000 12 10.63% 12.543% $891.03
24 9.21% 10.215% $462.44
36 8.64% 9.327% $319.52
48 7.77% 8.294% $245.51
Disclosed payment examples and APRs assume a $10,000 loan amount, with a $100 origination fee at the specified term and rate listed.
$15,001 to $25,000 12 8.44% 9.400% $1752.74
24 8.21% 8.716% $911.09
36 7.92% 8.266% $629.18
48 7.30% 7.563% $484.17

Disclosed payment examples and APRs assume a $20,000 loan amount, with a $100 origination fee at the specified term and rate listed.

*Rate is based on Good Credit Rating

Home Loan Rates

Check here for our latest home loan rates or sign up for our free rate tracker to find your rate or apply now for your home loan.

 

Deposit Rates

Open a deposit account now!

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Savings/Money Market Rate APY*
Central Prestige $1,000-$9,999.99 1.00% 1.00%
$10,000-$49,999.99 1.50% 1.51%
$50,000-$249,999.99 1.60% 1.61%
$250,000-$999,999.99 1.67% 1.68%
$1,000,000 and up 1.85% 1.87%
Advantage Savings & Youth Savings 0.85% 0.85%
E-Z ATM Savings 0.25% 0.25%
Interest Bearing Checking Rate APY*

Central e-Checking

1.00% 1.00%
Central Freedom Plus $.01-$9,999.99 1.00% 1.00%
$10,000 or more 1.50% 1.51%
Central Classic Plus $.01-$9,999.99 1.00% 1.00%
$10,000 or more 1.50% 1.51%
Central Premier $0.01-$4,999.99 0.25% 0.25%
$5,000-$9,999.99 1.00% 1.00%
$10,000 or more 1.50% 1.51%

Certificates of Deposit**

Current Specials

  • CNB 6-18 Month Variable Rate "Add-On" CD Special - variable rate of 3.06% and an APY of 3.10%.  Minimum investment is $500 and additions can be made at any time in increments of $50 or more.

  • NEW!! CNB 12-Month CD Special* - 3.40% and an APY of 3.45%.  Minimum investment is $5,000, and the term is 12 months.

  • NEW!! CNB 24-Month CD Special* - 3.65% and an APY of 3.71%.  Minimum investment is $5,000, and the term is 24 months.

  • Central National Bank Checking Account Customers qualify for our Preferred Customer CD Rates:

    • CNB 12-Month CD Special* -  3.65% and an APY of 3.71%.  Minimum investment is $5,000, and the term is 12 months.

    • CNB 24-Month CD Special* - 3.90% and an APY of 3.97%.  Minimum investment is $5,000, and the term is 24 months.

*some restrictions apply

$1,000 Deposit

Term

Rate APY*
6 Month 2.05% 2.06%
1 Year 2.25% 2.26%
2 Year 2.60% 2.62%
3 Year 2.76% 2.78%
5 Year 3.14% 3.16%
$10,000 Deposit

Term

Rate APY*
6 Month 2.20% 2.21%
1 Year 2.40% 2.41%
2 Year 2.75% 2.77%
3 Year 2.91% 2.93%
5 Year 3.29% 3.32%
$50,000 Deposit

Term

Rate APY*
6 Month 2.30% 2.31%
1 Year 2.50% 2.52%
2 Year 2.85% 2.87%
3 Year 3.01% 3.03%
5 Year  3.39% 3.42%
 

See Our Web Specials, too!

*Annual percentage yields are accurate through 08/26/08.  Rates may change at any time without prior notice.  Fees could reduce earnings.

**There is a penalty for the early withdrawal of Certificate of Deposit funds.  Minimum opening balance for Certificates of Deposit is $1,000 unless otherwise specified.

Minimum opening balances:

  Checking $100
  Central Premier $1,000
  Savings $25
  Central Prestige $1,000