Business Checking

Lets get down to business.

Our Business Banking Suite and customizable service options transform your payments workflow.

Contact Our Team

No Gimmicks

Choose the plan that's right for you.

  • Value
  • $5 - $10 per Month
  • Just the basics.
  • Continue with Value
  • Business Banking Suite
  • Benefits for your employees
    • Account opening bonus
    • Check cashing
    • Home loan coupon3
  • Visa Business Debit Card
  • Online Banking
  • Business Solutions1
  • Prime Add-On Solutions1
    • Debit & Credit Card Processing
    • Lockbox Services
    • Payroll Cards
  • $5 per month with E-Statement or $10 per month with Paper Statement
  • Premium
  • $30 per Month
  • Great for businesses, organizations and sole proprietors.
  • Continue with Premium
  • Business Banking Suite
    • Positive Pay
    • Discounted Wire Transfers2
    • Discounted Stop Payments2
    • Bill Pay
  • Benefits for your employees
    • Account opening bonus
    • Check cashing
    • Home loan coupon3
  • Visa Business Debit Card
  • Online Banking
  • Choice of one Business Solution1
    • ACH Services
    • Remote Deposit Capture
    • Customer Payment Portal
  • Prime Add-On Solutions1
    • Debit & Credit Card Processing
    • Lockbox Services
    • Payroll Cards
  • Choice of E-Statement or Paper Statement
  • Unlimited
  • $50 per Month
  • All the bells and whistles.
  • Continue with Unlimited
  • Business Banking Suite
    • Positive Pay
    • Discounted Wire Transfers2
    • Discounted Stop Payments2
    • Bill Pay
  • Benefits for your employees
    • Account opening bonus
    • Check cashing
    • Home loan coupon3
  • Visa Business Debit Card
  • Online Banking
  • Business Solutions1
    • ACH Services
    • Remote Deposit Capture
    • Customer Payment Portal
  • Prime Add-On Solutions1
    • Debit & Credit Card Processing
    • Lockbox Services
    • Payroll Cards
  • Choice of E-Statement or Paper Statement

Sweep Account

Turn up the volume.

  • Central Cash Sweep
  • High dollar volume, high transaction volume.
    • Business checking account with daily sweep to interest-bearing account
    • Funds in excess of target balance are swept automatically
    • Target balance is calculated monthly based on account analysis schedule. Ask your banker to customize an analysis for your business
    Continue with Cash Sweep
  • Business Banking Suite
    • Positive Pay
    • Discounted Wire Transfers2
    • Discounted Stop Payments2
    • Bill Pay
  • Benefits for your employees
    • Account opening bonus
    • Check cashing
    • Home loan coupon3
  • Visa Business Debit Card
  • Online Banking
  • Business Solutions1
    • ACH Services
    • Remote Deposit Capture
    • Customer Payment Portal
  • Prime Add-On Solutions1
    • Debit & Credit Card Processing
    • Lockbox Services
    • Payroll Cards
  • Choice of E-Statement or Paper Statement

Business Banking Suite

Built in value for your business.

Whether you're starting your first or your tenth business, we're familiar with what you're up against and what you need.

Contact Our Team

Transfer Money Between AccountsOnline Bill Pay

Pay bills electronically.

  • One-time Payment - Create a payment that gets sent one time
  • Recurring Payments - Create a weekly, bi-weekly, monthly, semi-monthly, quarterly, semi-annually or annual payment and specify when you want the payment to start and stop
  • Payees - You can add, edit, or view as many payees (the entity you're sending money to) as you'd like
  • Quick Payment - Set up multiple payments at once to existing payees
  • Payment Types - Payments are sent by check or electronically, depending on what the payee accepts. If the payee cannot accept an electronic transaction, we'll send them a check on your behalf
  • Payment History - Keep track of the payments you've made

Transfer Money Between AccountsDiscounted Wire Transfers2

Create and send Wire Transfers within the United States.

Does your business frequently send Wire Transfers to vendors for invoices or maybe to work-from-home employees for payroll? You can initiate these transactions yourself through your Online Banking. You can save the time of having to call the bank and pass along the information to a representative. Along with the convenience is a price-break to $12/Wire.

Transfer Money Between Accounts Discounted Stop Payments2

Stop payments on issued checks.

This service is for those businesses that operate with a lot of outstanding checks. When you issue volume, it's inevitable that some will get lost or simply not cashed by the payee. This service will offer you the freedom to stop that check from getting cashed after its expiration date, when it gets lost, or for any other reason you deem necessary. The rate is discounted to $12/Stop issued.

Positive Pay

Safeguard your accounts against check fraud.

If security and fraud protection are top priorities for your business, this is the service that will help ease your worries. By uploading a secure file to us listing your issued and outstanding checks daily, weekly, monthly or however often you choose, we will ensure that those are the only checks that clear your account. If a check that was not on your file attempts to clear the account, you will have until the following morning to make a decision as to pay or return. This is your fail-safe to ensure that everything you intend to honor gets paid appropriately.

Reward Your Team

Benefits for your employees

Account Bonus Icon

Account Bonus

$10 premium for opening a new personal checking, savings, or Health Savings Account, and/or signing up for ACH direct deposit

Check Cashing Icon

Check Cashing

Free check cashing for account holders

Home Loan Coupon Icon

Home Loan Coupon

$100 coupon3 for new home loan closing costs

1 Business Solutions and Add-On Services are subject to approval, fees and some restrictions may apply.

2 Discount available on Wire Transfers and Stop Payments initiated through Business Banking. Online Wire Transfers function is subject to approval and may have restrictions.

3 Offer cannot be combined with other discounts.

How can we help?

Let us know the best way to reach you and one of our customer representatives will be in touch.

Contact Us Open Account

Secure Page Sign-In

Ensuring the security of your personal information is important to us. When you sign in to Online Banking on our home page, your User Name and Password are secure. The moment you click the Log In button, we encrypt your user name and password using Secure Sockets Layer (SSL) technology.

Browser Security Indicators

You may notice when you are on our home page that some familiar indicators do not appear in your browser to confirm the entire page is secure. Those indicators include the small "lock" icon in the bottom right corner of the browser frame and the "s" in the Web address bar (for example, "https").

To provide the fast access to our home page, we have made signing in to Online Banking secure without making the entire page secure. You can be assured that your ID and password are secure and that only Central National Bank has access to them.

Centralnational.com is SSL-Encypted

Secure Socket Layer (SSL) technology secretly encodes (encrypts data) information that is being sent over the Internet between your computer and Central National Bank, helping to ensure that the information remains confidential.

Leaving Site

You have requested a web page that is external to the Central National Bank (CNB) web site. The operator of the site you are entering may have a privacy policy different than CNB. CNB does not endorse or monitor this web site and has no control over its content or offerings.

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