Personal Savings
Easy to manage savings and money market accounts with great rates! Teach your kids to save with Central Youth Savings or our Central Secret Agent Savers program. Each account comes with Free Online Banking, Mobile Banking and a free E-Statement. Explore your options and to open a savings account online.
Your future matters.
- Central Prestige
Get higher rates and maintain liquidity with this money market account.
Open Central Prestige Account 
Minimum opening balance of $1,000
Free online banking, mobile banking & E-Statements
Interest paid monthly
6 Transfers/Withdrawals per month; $10 for each additional
- Central Advantage
Save for a big purchase or a rainy day with this interest bearing account.
Open Central Advantage Account - Minimum opening balance of $25
- Free online banking, mobile banking & E-Statements
- Interest paid quarterly
- $2 Monthly Fee
A monthly fee of $2.00 will be imposed every month if the daily balance on any day of the month falls below $100.00.
6 Transfers/Withdrawals per month; $1 for each additional
We also have account options for the 18 and under crowd.
Teach your children how to manage their funds responsibly from an early age.
Youth Savings
Features
- For youths aged 17 and under
- $5 Minimum to open
- Free online & mobile banking
- Free E-Statements
- 6 Transfers/Withdrawals per month; $1 for each additional
Central Secret Agent Savers
Features
- For kids ages 4 - 12 in search of adventure
- $5 Minimum to open
- Free online & mobile banking
- Free E-Statements
- 6 Transfers/Withdrawals per month; $1 for each additional
- Central Health Savings
Save for Medical Coverage with this Tax-Advantaged Account1.
- Minimum opening balance of $100
- Free online banking, mobile banking, debit card & E-Statements
- Interest paid monthly
- $3 Monthly Fee
Monthly Fee is $3.00. This fee is waived if the minimum account balance stays above $500.00 or if the account holder has deposits totaling more than $2,500.00 with us on the day the statement is produced.
1Consult your tax advisor regarding tax advantages.
Our Accounts Also Include Access to the Following Features
Online Banking
With Central Online Banking, you can bank from home!
View account information, transfer funds, issue stop payment requests, and more! Your financial information is available at your fingertips 24 hours a day, seven days a week.
It Makes ¢ents!
Do you have a Savings Account?
Set up It Makes ¢ents! to save even more money - save for a rainy day, Christmas, college, or that new car you've been wanting.
Mobile Banking
Sign into online banking from your phone or download one of our convenient mobile apps, which allow you many conveniences - including Mobile Deposit!
New Opportunity Checking, Health Savings Accounts, Central Secret Agent and Youth Savings Account holders are not eligible for Mobile Deposit. Fees may apply.
Online Bill Pay
Set up recurring payments so you never forget a bill!
Terms vary depending on account type.
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Secure Page Sign-In
Ensuring the security of your personal information is important to us. When you sign in to Online Banking on our home page, your User Name and Password are secure. The moment you click the Log In button, we encrypt your user name and password using Secure Sockets Layer (SSL) technology.
Browser Security Indicators
You may notice when you are on our home page that some familiar indicators do not appear in your browser to confirm the entire page is secure. Those indicators include the small "lock" icon in the bottom right corner of the browser frame and the "s" in the Web address bar (for example, "https").
To provide the fast access to our home page, we have made signing in to Online Banking secure without making the entire page secure. You can be assured that your ID and password are secure and that only Central National Bank has access to them.
Centralnational.com is SSL-Encypted
Secure Socket Layer (SSL) technology secretly encodes (encrypts data) information that is being sent over the Internet between your computer and Central National Bank, helping to ensure that the information remains confidential.
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