We are closed May 27 in observance of Memorial Day

LifeNOW Rewards

Get more out of your checking account.

Shopping and Retail Discounts


Thousands of coupons to use online and at local retailers.

Cell Phone Protection

Cell Phone Protection

Dropped your phone in the lake? No problem. Submit a cell phone claim and get cash back!1,2

Roadside Assistance

Roadside Assistance

Locked your keys in the car again? Flat tire on the highway? Use the app to call for help.

Identity Theft Recovery

Id Theft Recovery

Use the app to contact our qualified team of experts to get help when you don't know where to start.1,2

Do you have a Central National Bank checking account?

Use the app to save money on every day shopping, travel, pharmacy and health expenses; or, place a cell phone claim! Plus, get excellent service when you realize your identity has been stolen. The LifeNOW Rewards experts can help walk you through the steps in reclaiming your identity and safe-guarding your peace-of-mind..

Get the LifeNOW Rewards App

Download LifeNOW Rewards on Google play
Download LifeNOW Rewards on the App Store
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Not a customer yet?

We offer great savings and fresh technology to manage your money.

Save while you shop with LifeNOW Rewards

Get local discounts and deals from national retailers to save you money on shopping, dining, travel and more.


  • Sonic - Free single-patty Sonic cheeseburger with purchase of a single patty.
  • Ike's Place Bar & Grill - Free Chips & Salsa With Purchase.
  • Waters True Value - $5 Off Any Gift Shop Purchase of $75 or More.
  • Examples may or may not represent current, active deals.

Plus, shop online and access even more discounts at online retailers. Make travel plans using your LifeNOW Rewards account and save even more!

Man and woman shopping together

Identity Theft Protection1,2

If your identity has been stolen, enter a claim! Our experts will walk you through the process for reclaiming your identity.

Payment Card Fraud Resolution

If your payment cards are ever lost or stolen, you have a personal fraud specialist ready to assist with canceling your old cards and reissuing new ones. There is no need to register your cards in advance to use the service.

Personal Identity Theft

Receive reimbursement for covered expenses to restore your identity, up to the maximum amount allowed. Coverage includes theft or unauthorized or illegal use of your name, demand deposit account or account number, Social Security number or any other method of identifying you.

Identity Restoration

If you become a victim of identity theft or other fraudulent crimes, Identity Restoration provides access to a fraud specialist to guide you through the complex process of restoring your personal identity, credit rating, financial security, and legal integrity. This service fills a void by providing legal, financial, and identity theft restoration services.

Man having conversation on phone

Cell Phone Protection1,2

Receive up to $200 per claim ($400 per year) if your cell phone is broken or stolen.

"We were at the pool last weekend and my daughter was using my phone to take some pictures. Next thing I know, she's screaming "bee!" and jumps into the water to get away from it. Of course, she didn't put my phone down first. Thankfully, with cell phone protection, I was able to get $200 back, quickly and easily!" Chris

To be eligible for this benefit, the cell phone bill must be paid out of your LifeNOW rewards checking account the month prior to the incident. Only broken or stolen phones are covered. Lost phones are not covered. Cell phones that are part of a pre-paid or pay as you go cell phone plan are not eligible. For complete details, visit the Cell Phone Protection section when you log into your LifeNOW Rewards account.

Teenager using cellphone in pool

Roadside Assistance

Available 24/7 and free to use for covered services up to $80. If your covered charges equal more than $80, you'll simply pay the difference!

Just open your LifeNOW Rewards app to access the toll free number.

People changing tire on car

$10,000 Travel Accidental Death Coverage2

Your accidental death insurance coverage becomes effective as soon as your eligible personal checking account is effective by your financial institution.

For the complete details of the program, log in to your LifeNOW Rewards account and refer to the "Guide to Benefits" information.

Paper cutout of people

Still have questions?

If you need assistance accessing, using, or registering for services, please contact us at 1-888-262-5456.

Contact Us Online 1-888-262-5456

Pharmacy, Vision and Hearing

Save money by accessing additional discount and coupons in the Health Savings benefits.

  • Pharmacy Savings
  • Mail Order Pharmacy
  • Eyecare Savings
  • Hearing Savings
  • Health Savings Card
Man visiting with pharmacist

1 Cell phone protection and personal identity protection are subject to additional terms and conditions.


Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.

How can we help?

Let us know the best way to reach you and one of our customer representatives will be in touch.

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Secure Page Sign-In

Ensuring the security of your personal information is important to us. When you sign in to Online Banking on our home page, your User Name and Password are secure. The moment you click the Log In button, we encrypt your user name and password using Secure Sockets Layer (SSL) technology.

Browser Security Indicators

You may notice when you are on our home page that some familiar indicators do not appear in your browser to confirm the entire page is secure. Those indicators include the small "lock" icon in the bottom right corner of the browser frame and the "s" in the Web address bar (for example, "https").

To provide the fast access to our home page, we have made signing in to Online Banking secure without making the entire page secure. You can be assured that your ID and password are secure and that only Central National Bank has access to them.

Centralnational.com is SSL-Encypted

Secure Socket Layer (SSL) technology secretly encodes (encrypts data) information that is being sent over the Internet between your computer and Central National Bank, helping to ensure that the information remains confidential.

Leaving Site

You have requested a web page that is external to the Central National Bank (CNB) web site. The operator of the site you are entering may have a privacy policy different than CNB. CNB does not endorse or monitor this web site and has no control over its content or offerings.

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