LifeNOW Rewards
Get more out of your checking account
Use the app to save money on everyday shopping, travel, pharmacy and health expenses, or place a cell phone protection claim! Plus, get professional assistance if you find that your identity has been stolen. The LifeNOW Rewards experts will walk you through the steps to reclaim your identity and safeguard your peace of mind.
Get the LifeNOW Rewards App
Discover the money-saving benefits of our accounts
Overview of Benefits
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Cell Phone Protection1,2
Receive up to $600 per claim ($1,200 per year) if your cell phone is broken or stolen. -
Roadside Assistance
Available 24/7 and free to use, up to $80 in covered service charges. -
ID Theft Aid1,2
Includes personal identity theft benefit, payment card fraud resolution, identity restoration, credit monitoring & credit report, and identity monitoring. -
Shop Local, Save Local
Local discounts and national retailer deals to save you money on shopping, dining, travel & more. -
Health Savings Card
Save money on prescriptions, eye exams, frames, lenses and hearing services. -
Financial Wellness1
Financial Wellness, powered by Gentreo, helps you create state-specific and legally binding documents such as Wills, Health Care Proxies, Powers of Attorney, and more. -
Buyer's Protection and Extended Warranty2
Items are protected for up to $2,500 per item if theft or accidental breakage occurs during the first 90 days of purchase, using your BaZing checking account. -
Billshark1
Let our team of experts negotiate your internet, TV, cell phone, and home security services on your behalf, or cancel subscriptions you no longer want or need. -
Pet Insurance1
Preferred rates on pet insurance. Coverage includes free ID tags linked in pet cloud, 24/7 virtual vet, pet Rx and more! -
Travel Accidental Death Insurance2
Peace of mind for the unexpected.
Cell Phone Protection1,2
This insurance is to reimburse the enrolled account holder for damage to or theft of eligible Cellular Wireless Telephones. The enrolled checking account holder will receive a monetary reimbursement subject to the terms and conditions outlined in the Cellular Telephone Protection Guide to Benefits.
Overview of Coverage Information
- Protection begins the first day of the calendar month following the payment of the Cellular Wireless Telephone bill using the eligible checking account associated with your BaZing membership.
- Coverage is for the primary cell phone and up to two (2) secondary phones listed on the cellular billing statement.
- You will be assessed a $50 co-payment per claim.
- Maximum of two (2) claims per 12-month period; maximum benefit $600 per claim and $1,200 per 12-month period.
- If you fail to make a cell phone bill payment in a particular month, your protection is suspended. Coverage is reinstated the first of the month following the phone bill payment.
- Only cellular phones purchased by eligible checking account holders are eligible.
- Specific exclusions include pre-paid or "pay-as-you-go" phones, cosmetic damage that does not impact the phone's ability to make or receive calls, damage resulting from abuse or normal wear and tear, phones not purchased from a cellular service provider retail store or authorized reseller or Internet store.
Requirements Information
- To submit a claim, you must notify BaZing by calling 855.822.9464 within 60 days of the phone being stolen or damaged. A claim form may be downloaded at www.bazing.com or by calling BaZing.
- When submitting a claim, you must provide the completed claim form and all required documentation noted on the claim form and in the Cellular Telephone Guide to Benefits as determined by the Benefit Administrator. Claims must be submitted within 90 days of damage or theft.
- To be eligible for this coverage, you must pay your cell phone bill from your eligible checking account associated with your BaZing membership.

Roadside Assistance
Available 24/7 and free to use for covered services up to $80. If your covered charges equal more than $80, you'll simply pay the difference!
Just open your LifeNOW Rewards app to access the toll free number.
This benefit provides roadside service for up to $80 per occurrence limit. There will be one occurrence for the same service during any continuous seven-day period and a maximum of four services per twelve-month period. Covered services include towing assistance, battery service, flat tire assistance, fuel, oil, fluid, water delivery, lock-assistance, collision assistance and extrication assistance. Refer to the Roadside Assistance Terms and Conditions at www.bazing.com for a complete list of terms and conditions.

ID Theft Aid1,2
Personal Identity Theft
Personal Identity Theft benefit offers reimbursement for covered expenses you incur to restore your identity, up to the maximum amount allowed for the product enrolled, as a result of a Covered Stolen Identity Event. Covered Stolen Identity Event means the theft or unauthorized or illegal use of your name, demand deposit account or account number, Social Security number or any other method of identifying you. Payment for Covered costs will be limited to costs incurred in the United States, its territories and possessions, Puerto Rico, or Canada for a loss occurring during the benefit period. Damages or loss of money from your checking account are not eligible for coverage. Refer to the Personal Identity Theft Guide to Benefits for a complete list of terms and conditions. The $2,500 benefit is divided equally among joint account holders.
Payment Card Fraud Resolution
If your payment cards become lost or stolen, this benefit offers access to a fraud specialist to assist you in canceling and reissuing your cards as well as guidance and next steps in protecting your finances. No monetary reimbursement is provided in the event of a loss.
Identity Restoration
Identity Restoration services provides access to a fraud specialist to guide victims of identity theft and other related fraudulent crimes through the complex process of restoring their personal identity, credit rating, financial security and legal integrity. Identity theft and other related crimes are devastating to consumers. This all-inclusive service fills a void by providing legal, financial and identity theft resolution services. No monetary reimbursement is provided in the event of a loss.
Identity Monitoring
Scans online sources known for illegally buying and selling personal information, such as your stolen passwords, Social Security number, and date of birth, and notifies you if your identity may be at risk. Activation for this benefit is required. To activate identity monitoring, please go to www.bazing.com, click on the Protection Category and follow the easy sign-up steps.
Credit Monitoring
Your credit report will be monitored on a daily basis for any new credit inquiries. If any activity is detected, we will notify you so that you can confirm whether the suspicious activity is fraudulent. You'll also receive a quarterly credit report and updated credit score. Activation for this benefit is required. To activate credit monitoring, please go to www.bazing.com, click on the Protection Category and follow the easy sign-up steps.

Shop Local, Save Local
Get local discounts and deals from national retailers to save you money on shopping, dining, travel and more.
Examples:
- Sonic - Free single-patty Sonic cheeseburger with purchase of a single patty.
- Ike's Place Bar & Grill - Free Chips & Salsa With Purchase.
- Waters True Value - $5 Off Any Gift Shop Purchase of $75 or More.
Examples may or may not represent current, active deals.
Plus, shop online and access even more discounts at online retailers. Make travel plans using your LifeNOW Rewards account and save even more!
BaZing offers a complete network of savings that provides you with both national and local discounts. So, whether you're planning that cross-country vacation or simply looking for dinner at a local restaurant, BaZing has something for you. To find deals near you go to www.bazing.com and search by zip code, city and state or merchant under Local or Online Deals, or use the BaZing mobile app.

Health Savings Card
Save money by accessing additional discount and coupons in the Health Savings benefits.
Pharmacy, Vision and Hearing
- Pharmacy Savings
- Mail Order Pharmacy
- Eyecare Savings
- Hearing Savings
- Health Savings Card
This benefit offers discounts and preferred pricing for prescriptions, eye care and hearing services at participating providers. A list of participating providers is available online at www.bazing.com. The discounts cannot be combined with your primary insurance. However, you may choose the coverage that provides the best benefit to you. Health savings benefits are not insurance.

Financial Wellness1
Create state-specific and legally binding Wills, Health Care Proxies, Powers of Attorney, Pet Powers of Attorney, Trusts, and more. Financial Wellness, powered by Gentreo, keeps you updated as local and national laws change, and you can update your documents any time, as often as you need. Store all your documents and other important information in your Family Vault. Decide who you want to have access to your documents and invite them into your Circle. Stay connected with the people who matter most so everyone knows what to do in an emergency. You've worked hard for the people and things in your life. Protect your legacy while protecting your loved ones from the stress and anxiety of going to court, hiring lawyers, and paying avoidable legal bills. Financial Wellness requires activation.
Buyer's Protection and Extended Warranty2
Buyer's Protection and Extended Warranty will replace, repair, or reimburse you up to the original purchase price, less any shipping and handling charges, for purchases of items such as TVs, tablets, laptops, computers, Wi-Fi routers, printers, scanners and other computer peripherals, digital and video cameras, home theater systems, electronics, appliances, DVD and DVR players, mobile electronics, video game consoles...just to name a few.
To be eligible for Buyer's Protection and Extended Warranty, the item must be purchased in its entirety using your BaZing related checking account. This protection is up to a maximum of $2,500 per occurrence and $50,000 per year for the first 90-days after purchase of the protected product. It also doubles the product warranty period up to one year. For additional terms and conditions about Buyer's Protection and Extended Warranty, view the Guide to Benefits.
Billshark1
Billshark helps you get the best rate from service providers for internet, cell phone, cable, satellite, home security, and more. Billshark can also find recurring subscriptions you no longer need and help with cancellation. BaZing members receive preferred pricing for Billshark services, which will be reflected in the cart at sign-up. Billshark requires activation.
Pet Insurance1
Sign up for Carefree Pet Plus Insurance at preferred pricing through BaZing. In addition to pet insurance, the benefit includes ID tags linked to Pet Cloud where you can store additional information about your pet. It also includes 24/7 Virtual Pet, discounts on pet medication, warranty protection for damage from pets on home items, and more! To use the pet insurance go straight to any licensed vet, and send in the claim form and invoices for services. You can visit any vet in the country and there are no breed or age restrictions.
Travel Accidental Death Insurance2
This benefit covers loss of life due to an accident while traveling by licensed common carrier (airplane, bus, taxi, train) or as a private passenger in an automobile. If the accident is covered by workers' compensation, it is not covered. Refer to the Travel Accidental Death Insurance Guide to Benefits for complete coverage description and exclusions. $10,000 death benefit per eligible account holder.
The information regarding the above benefits is designed to assist eligible account holders. If there is any conflict between the information listed above and the full terms and conditions outlined in the applicable Guide to Benefits or on the www.bazing.com website, the full terms and conditions will control in all respects. Benefits are available to personal LifeNOW Rewards checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Benefits are not available to a "signer" on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students. Please log in to www.bazing.com to review Guide to Benefits as well as full terms and conditions referenced here.
1 Some benefits require authentication, registration and activation.
2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
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Browser Security Indicators
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To provide the fast access to our home page, we have made signing in to Online Banking secure without making the entire page secure. You can be assured that your ID and password are secure and that only Central National Bank has access to them.
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