When you have a business account at Central National Bank, the way you run your business becomes our business. Do you need a more efficient collections process? Are you looking for a flexible way to manage funds? Check out the following services designed to make your life easier!
With proper authorization from your customer or employee, create one-time or recurring EFT (electronic funds transfer) credit and debit transactions. This service also allows check payment acceptance by phone. To help streamline your payment and payroll processes, NACHA compliant ACH files may be uploaded from accounting software directly to our secure online platform for final submission and processing.
Central Business Banking is a package of services created for businesses to conveniently access their account information online, anytime. Capabilities range from viewing and saving transaction data to issuing bill payments, wire transfers, and more.
Sign up for Central Business Banking at $10 per month. Receive a reduced rate of $12 per domestic wire transfer; $12 per stop payment.
Today, the vast majority of retail and business consumers are accustomed to the convenience of credit card purchases. The revolving line of credit gives your customers more purchasing power and enables them to take advantage of sales and promotions they might otherwise pass up. That's why a Central National Bank Merchant Services Account is not only a great way to increase sales, but an essential business asset. It expands your customer base, increases your cash flow and reduces both your exposure to bad checks and the risks associated with carrying receivables.
With Central National Bank's Remote Deposit Capture, the bank is never further away than your office. It's like bringing your bank's teller window to your business! No more filling out deposit slips by hand, and no more driving to the bank to make a deposit.
Capture your checks and money orders electronically with a secure, accountable check processing system.
PLUS, combine RDC with our ACH Services and be able to receive check payments by phone and more!
We have different processing and scanner options available to you. Contact us for pricing specific to your business needs.
For those employees without direct deposit into a bank account we help you offer another paperless option, the Visa® Payroll Card. You can combine your existing direct deposit process with the Visa® Payroll Card and have employee pay electronically deposited to their individual Payroll Card. Offer your employees the convenience of a Visa®-branded card and eliminate the cost/hassles of issuing paper checks! Don’t have direct deposit for your employees? We can help you with that too; Central ACH Services are great for payroll processing!
*For a complete list of cardholder fees, please contact a Central National Bank representative.
E-Returns offers the potential to increase your clearing rates, increase your revenues, and maximize your recovery opportunities while allowing you to avoid the hassles of collection activities and negative confrontations with customers.
Why resort to an out-of-state vendor or third party to handle your collections when you can turn to your local banker for this service and achieve better results at a lower cost?
With E-Returns at Central National Bank, your questions will be answered with a simple phone call or visit to your local branch. Plus, you can rest assured knowing that our policies are fully NACHA-compliant and offer you the safety and security Central National Bank has been known for since 1884.
Central National Bank's lockbox services can help business owners more efficiently manage their incoming payments. How does it work? Payments are routed to a secure post office box held by the bank. Lockbox contents are collected and transported directly to our processing center, imaged, and deposited into your account daily. Payments and reports are viewable via our secure Lockbox online portal, at your convenience. Let us handle deposits for you so you can focus on what's most important.
*Excluding Saturday, Sunday, and Federal Holidays.
Lockbox fees may vary based upon your check volume. Contact us for more information.
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Ensuring the security of your personal information is important to us. When you sign in to Online Banking on our home page, your User Name and Password are secure. The moment you click the Log In button, we encrypt your user name and password using Secure Sockets Layer (SSL) technology.
You may notice when you are on our home page that some familiar indicators do not appear in your browser to confirm the entire page is secure. Those indicators include the small "lock" icon in the bottom right corner of the browser frame and the "s" in the Web address bar (for example, "https").
To provide the fast access to our home page, we have made signing in to Online Banking secure without making the entire page secure. You can be assured that your ID and password are secure and that only Central National Bank has access to them.
Secure Socket Layer (SSL) technology secretly encodes (encrypts data) information that is being sent over the Internet between your computer and Central National Bank, helping to ensure that the information remains confidential.