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Auto RatesAuto Loan Application
We want you to be excited about your ride, whether it’s new, used or a refinance. We offer a variety of term options and 100%1 financing is available.
|Model Year||Term||Rate||APR||Origination Fee|
|2020 and Newer Autos1||60 Months||3.79%2||4.066%3||2% Origination Fee ($100 maximum)|
|2016 to 2019 Autos1||60 Months||4.24%2||4.581%4||2% Origination Fee ($100 maximum)|
|2015 and Older Autos1||48 Months||5.44%2||5.787%5||2% Origination Fee ($100 maximum)|
1 Offer of credit is subject to credit approval. 100% financing available for autos 2016 and newer. Restrictions may apply.
2 Restrictions apply to qualify for this rate. Rate will be 1.00% higher if applicant does not have an active Central National Bank checking account. Loan options vary by age of vehicle, amount and term requested. Rate updated as of 5/1/2020 and is subject to change. Rates and/or origination fees may vary depending on loan-to-value ratio, and/or reason for the loan, such as purchase, refinance or cash-out refinance. Ask your local branch for details.
3 Annual Percentage Rate is based on a $15,100 loan amount (includes $100 origination fee) with a contract interest rate of 3.79% and would require 59 monthly payments $276.74 and one payment of $276.88 resulting in a 4.066% APR.
4 Annual Percentage Rate is based on a $15,100 loan amount (includes $100 origination fee) with a contract interest rate of 4.24% and would require 59 monthly payments of $279.81 and one payment of $280.10 resulting in a 4.581% APR.
5 Annual Percentage Rate is based on a $15,100 loan amount (includes $100 origination fee) with a contract interest rate of 5.44% and would require 47 monthly payments of $350.87 and one payment of $351.05 resulting in a 5.787% APR.
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