Current Rates
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Deposit Rates
Current Deposit RatesHome Loan Rates
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Auto Loan ApplicationWe want you to be excited about your ride, whether it’s new, used or a refinance. We offer a variety of term options and 100%1 financing is available.
| Loan | Term | Rate | APR | Origination Fee |
|---|---|---|---|---|
| Promotion 2019 and Newer Autos1 | 72 Months | 6.49%2 | 6.492%3 | No Origination Fee! |
| 2013 to 2018 Autos | 48 Months | 8.69%2 | 9.050%4 | 2% Origination Fee ($100 maximum) |
| 2012 and Older Autos | 36 Months | 9.69%2 | 10.391%5 | 2% Origination Fee ($100 maximum) |
| RVs, Boats, ATVs, and Motorcycles | 48 Months | 8.64%2 | 9.173%6 | 2% Origination Fee ($100 maximum) |
1 100% financing available for autos 2019 and newer. Restrictions may apply. Promotional rates are not available for refinances on existing Central National Bank loans.
2 Offer of credit is subject to credit approval. Restrictions apply to qualify for this rate. Rate updated as of 11/1/2024 and is subject to change. Rate will be 1.00% higher if applicant does not have an active Central National Bank checking account. Loan options vary by age of vehicle, amount and term requested. Rates and/or origination fees may vary depending on loan-to-value ratio, and/or reason for the loan, such as purchase, refinance, or cash-out refinance. Ask your local branch or submit an online inquiry for more details.
3 Annual Percentage Rate is based on a $25,000 loan amount with a contract interest rate of 6.49% and would require 71 monthly payments of $420.15 and 1 payment of $420.21 resulting in a 6.492% APR.
4 Annual Percentage Rate is based on a $15,100 loan amount (includes $100 origination fee) with a contract interest rate of 8.69% and would require 47 monthly payments of $373.63 and one payment of $373.82 resulting in a 9.050% APR.
5 Annual Percentage Rate is based on a $10,100 loan amount (includes $100 origination fee) with a contract interest rate of 9.69% and would require 35 monthly payments of $324.51 and one payment of $324.55 resulting in a 10.391% APR.
6 Offer of credit is subject to credit approval. Restrictions apply to qualify for this rate. Rate updated as of 11/1/2024 and is subject to change. For the financing of Boats, RVs (camping/travel trailers, motorhomes), ATVs, and motorcycles. Annual Percentage Rate is based on a $10,100 loan amount (includes $100 origination fee) loan amount with a contract interest rate of 8.64% and would require 47 monthly payments of $249.67 and one payment of $249.89 resulting in a 9.173% APR. Rate will be 1.00% higher if applicant does not have an active Central National Bank checking account. Ask your local branch or submit an online inquiry for more details.
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