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We want you to be excited about your ride, whether it’s new, used or a refinance. We offer a variety of term options and 100%1 financing is available.
|Model Year||Term||Rate||APR||Origination Fee|
|2020 and Newer Autos1||60 Months||3.79%2||4.066%3||2% Origination Fee ($100 maximum)|
|2016 to 2019 Autos1||60 Months||4.24%2||4.581%4||2% Origination Fee ($100 maximum)|
|2015 and Older Autos||48 Months||5.44%2||5.787%5||2% Origination Fee ($100 maximum)|
|Promotion RVs and Boats6||60 Months||5.39%6||5.399%7||No Origination Fee!|
1 100% financing available for autos 2016 and newer. Restrictions may apply.
2 Offer of credit is subject to credit approval. Restrictions apply to qualify for this rate. Rate will be 1.00% higher if applicant does not have an active Central National Bank checking account. Loan options vary by age of vehicle, amount and term requested. Rate updated as of 3/1/2021 and is subject to change. Rates and/or origination fees may vary depending on loan-to-value ratio, and/or reason for the loan, such as purchase, refinance or cash-out refinance. Ask your local branch for details.
3 Annual Percentage Rate is based on a $15,100 loan amount (includes $100 origination fee) with a contract interest rate of 3.79% and would require 59 monthly payments $276.74 and one payment of $276.88 resulting in a 4.066% APR.
4 Annual Percentage Rate is based on a $15,100 loan amount (includes $100 origination fee) with a contract interest rate of 4.24% and would require 59 monthly payments of $279.81 and one payment of $280.10 resulting in a 4.581% APR.
5 Annual Percentage Rate is based on a $15,100 loan amount (includes $100 origination fee) with a contract interest rate of 5.44% and would require 47 monthly payments of $350.87 and one payment of $351.05 resulting in a 5.787% APR.
6 Offer of credit is subject to credit approval. For the financing of Boats and RV’s (camping/travel trailers, motorhomes) ATV’s/motorcycles not included. 100% financing based on the lower of purchase price or NADA value. Restrictions apply to qualify for this rate. Rate updated as of 3/1/2021 and is subject to change. Auto debit payments from a Central National Bank checking account required for this promo. Existing Central National Bank Loans do not qualify for refinancing. Ask your local branch for details.
7 Annual Percentage Rate is based on a $10,000 loan amount with a contract interest rate of 5.39% and would require 59 monthly payments of $190.54 and 1 payment of $190.85 resulting in a 5.399% APR.
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