Business Lending

We know that small businesses and farmers are the beating heart of the American economy.

Let's build a better business together.

Submit a Loan Inquiry

Commercial or Investment Real Estate


For business owners wishing to acquire a new facility or expand or remodel an existing facility.

  • Purchase Loans
  • Rental Income Property Loans
  • Business Acquisition Loans
  • Construction Loans
  • Land Acquisition/Development Loans
  • Expansion Loans
  • Refinancing Available

Commercial & Industrial


For businesses looking for operating lines of credit.

  • Working Capital Needs
  • Liquidity for Seasonal Demand
  • Draw when you need, as you need it
  • Pay interest only on what you use

Machinery and Equipment


For businesses just starting out or wishing to expand or progress from one stage of growth to the next.

  • Loans to purchase or refinance machinery, equipment, and vehicles
  • Up to 100% financing available, subject to approval

Business Services

Learn About Services

Experience You Can Lean On

At Central National Bank you will enjoy the combination of local, experienced business bankers and a bank that is large enough to offer you the sophisticated business loans you need to be successful. We have flexible terms and competitive rates. Submit an inquiry today and we can start discussing your options.

Submit a Loan Inquiry

Business Checking

See Our Accounts

Agricultural Loans

We've supported Kansas and Nebraska Farmers and Ranchers for over 125 years because we love where we live. Contact us to learn more about your borrowing potential.

Agricultural Real Estate


  • Purchase Loans
  • Expansion Loans
  • Building Construction Loans
  • Real Estate Improvement Loans
  • Refinancing Available

Term Loans


  • Farm Machinery, Equipment, or Vehicles (purchase or refinance)
  • Breeding Livestock

Lines of Credit


  • Working Capital Needs
  • Liquidity for Seasonal Demand
  • Production Inputs Financing
  • Feeder Livestock
  • Draw when you need, as you need it
  • Pay interest only on what you use

How can we help?

Let us know the best way to reach you and one of our customer representatives will be in touch.

Contact Us Open Account

Secure Page Sign-In

Ensuring the security of your personal information is important to us. When you sign in to Online Banking on our home page, your User Name and Password are secure. The moment you click the Log In button, we encrypt your user name and password using Secure Sockets Layer (SSL) technology.

Browser Security Indicators

You may notice when you are on our home page that some familiar indicators do not appear in your browser to confirm the entire page is secure. Those indicators include the small "lock" icon in the bottom right corner of the browser frame and the "s" in the Web address bar (for example, "https").

To provide the fast access to our home page, we have made signing in to Online Banking secure without making the entire page secure. You can be assured that your ID and password are secure and that only Central National Bank has access to them.

Centralnational.com is SSL-Encypted

Secure Socket Layer (SSL) technology secretly encodes (encrypts data) information that is being sent over the Internet between your computer and Central National Bank, helping to ensure that the information remains confidential.

Leaving Site

You have requested a web page that is external to the Central National Bank (CNB) web site. The operator of the site you are entering may have a privacy policy different than CNB. CNB does not endorse or monitor this web site and has no control over its content or offerings.

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