Business Lending

We know that small businesses and farmers are the beating heart of the American economy. That's why we have so many convenient options to empower you to reach your loftiest business goals.

Let's build a better business together.

Business Loans

At Central National Bank you will enjoy the combination of local, experienced business bankers and a bank that is large enough to offer you the sophisticated business loans you need to be successful. We have flexible terms and competitive rates. Submit an inquiry today and we can start discussing your options.

Submit a Loan Inquiry

Commercial or Investment Real Estate


For business owners wishing to acquire a new facility or expand or remodel an existing facility.

  • Purchase Loans
  • Rental Income Property Loans
  • Business Acquisition Loans
  • Construction Loans
  • Land Acquisition/Development Loans
  • Expansion Loans
  • Refinancing Available

Commercial & Industrial


For businesses looking for operating lines of credit.

  • Working Capital Needs
  • Liquidity for Seasonal Demand
  • Draw when you need, as you need it
  • Pay interest only on what you use

Machinery and Equipment


For businesses just starting out or wishing to expand or progress from one stage of growth to the next.

  • Loans to purchase or refinance machinery, equipment, and vehicles
  • Up to 100% financing available, subject to approval

Meet Our Lenders

Business Checking

Business Services

Agricultural Loans

We've supported Kansas and Nebraska Farmers and Ranchers for over 125 years because we love where we live. Contact us to learn more about your borrowing potential.

Agricultural Real Estate


  • Purchase Loans
  • Expansion Loans
  • Building Construction Loans
  • Real Estate Improvement Loans
  • Refinancing Available

Terms Loans


  • Farm Machinery, Equipment, or Vehicles (purchase or refinance)
  • Breeding Livestock

Lines of Credit


  • Working Capital Needs
  • Liquidity for Seasonal Demand
  • Production Inputs Financing
  • Feeder Livestock
  • Draw when you need, as you need it
  • Pay interest only on what you use

Crop Insurance

We can provide products to insure your success, even in difficult weather conditions. Federally insured crop insurance products offer the safety net your business needs to recover during the bad years and to help maximize profits in the good years.

Products offered include revenue protection, yield protection, crop hail, livestock risk protection, and more. Our agents are equipped to provide good risk management techniques that can help insulate a family’s lifestyle and prevent it from changing due to crop losses. The peace of mind gained from having adequate insurance coverage and trusted service is priceless.

Find an Agent

Business Accounts Include Benefits for Your Employees

Account Bonus Icon

Account Bonus

$10 premium for opening a new personal checking, savings, or Health Savings Account, and/or signing up for ACH direct deposit

Check Cashing Icon

Check Cashing

Free check cashing for account holders

Discounts Icon

Discounts

0.25% discount on a new auto loan rate

Home Loan Coupon Icon

Home Loan Coupon

$100 coupon for new home loan closing costs

How can we help?

Let us know the best way to reach you and one of our customer representatives will be in touch.

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You may notice when you are on our home page that some familiar indicators do not appear in your browser to confirm the entire page is secure. Those indicators include the small "lock" icon in the bottom right corner of the browser frame and the "s" in the Web address bar (for example, "https").

To provide the fast access to our home page, we have made signing in to Online Banking secure without making the entire page secure. You can be assured that your ID and password are secure and that only Central National Bank has access to them.

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Secure Socket Layer (SSL) technology secretly encodes (encrypts data) information that is being sent over the Internet between your computer and Central National Bank, helping to ensure that the information remains confidential.

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