Online & Mobile Technology

Because life is too short to spend all of your time managing your money.

Open Account

Smartphone App

Everything you expect from a branch, right in your pocket.

Download the Central National app in Google play
Download the Central National app in the Apple App Store
Central National Bank online banking app on tablet and phone
  • Debit Card IconSuspend Lost or Stolen Debit Cards
  • Check Deposit IconDeposit Checks
  • Balance InquiryGet Balances, Pay Bills & Make Funds Transfers
  • Transaction Alert IconOptional Transaction & Balance Text Message Alerts
  • Location IconFind ATMs or branches near you
  • Estatement IconE-Statements
  • Cellphone IconFast log in with FaceID and TouchID on compatible devices

ATMs Made Smarter

With a network of over 70 ATMs and ITMs across the state, you can bank conveniently with extended hours of service.

ATM and ITM Locations

Interactive Teller Machines

Speak with our local Video Tellers for extra features and friendly service.

An ITM has all the amenities of a Smart ATM with the option to request a video teller. Our tellers are located here in Kansas to offer the extra features, personal attention, and secure service you expect.

Person in car leaning out window to operate Interactive Teller Machine

An ITM has all the amenities of a Smart ATM with the option to request a video teller. Our tellers are located here in Kansas to offer the extra features, personal attention, and secure service you expect.

  • ITMs

    Interactive service with our Video Tellers or go DIY

  • ATM Cash WithdrawalGet Cash
  • Cash and Check DepositsDeposit Cash & Checks1
  • Transfer Money Between AccountsTransfer Money Between Accounts
  • Balance InquiryBalance Inquiry
  • Change Personal Identification NumberChange PIN
  • ITM Service Speak to a Video Teller

    Video Teller hours:
    8am-7pm Monday-Friday
    9am-4pm Saturdays
    11am-3pm Sundays

  • cash & coin withdrawlGet Any Mix of Coin & Large Bills
  • Check CashingCheck Cashing
  • Loan PaymentsPay Loans
  • Customer Service InquiriesAsk Customer Service Questions
  • Money OrdersPrint Money Orders2
  • Smart ATMs

    Typical ATM plus the option to deposit cash or checks

  • ATM Cash WithdrawalGet Cash
  • Cash and Check DepositsDeposit Cash & Checks1
  • Transfer Money Between AccountsTransfer Money Between Accounts
  • Balance InquiryBalance Inquiry
  • Change Personal Identification NumberChange PIN
  • Purchase StampsPurchase Stamps2

1Deposits made at Smart ATM or without speaking to Video Tellers have next business day availability.

2Only available at select locations.

Contactless Payments

Use your smartphone to get out of the line quicker.

Contactless Payment Logo
Digital Wallet


  • Shop safer. Your card number is never shared with retailers keeping your data safe.
  • Tap and pay with your phone to get out of the store faster.
  • Shop online too. Make purchases at millions of vendors and on the web.

Did you know?

Your phone uses tokenization to create a unique randomized set of numbers to be used once during a transaction. Your real card number is never revealed to a merchant.

Apple Pay
Samsung Pay
Android Pay

Save with every swipe.

It Makes ¢ents!


See all your balances and transactions together. Accessible for free in online banking and our smartphone app.

Screen capture of MoneyCentral Dashboard


  • Dashboard - Add accounts, credit cards, investments, and loans from over 14,000 institutions
  • Budget - Set up and monitor your spending targets
  • Cashflow - Track income and upcoming bills
  • Goals - Set savings goals and let MoneyCentral be your moral support
  • Retirement - It's never too early or too late to start planning
  • Net Worth - Manage assets and debts and see your net worth at glance
  • Alerts - Set a budget and stick to it with email alerts

Bill Pay

With Central Online Bill Pay, you can set up recurring payments so you never forget a bill.

  • One-time Payment - Create a payment that gets sent one time
  • Recurring Payments - Create a weekly, bi-weekly, monthly, semi-monthly, quarterly, semi-annually or annual payment and specify when you want the payment to start and stop
  • Payees - You can add, edit, or view as many payees (the entity you're sending money to) as you'd like
  • Quick Payment - Set up multiple payments at once to existing payees
  • Payment Types - Payments are sent by check or electronically, depending on what the payee accepts. If the payee cannot accept an electronic transaction, we'll send them a check on your behalf
  • Payment History - Keep track of the payments you've made
Bill Pay

Bill Pay is $6.00 per month for unlimited payments. If you have a Central Value or Central Premium Checking account Bill Pay is free all the time! *Terms vary depending on account type.

Fraud Protection

As always, please remain vigilant to potential scams. Be wary of attachments or links within emails or texts, and use caution when clicking or opening links.

Fraud Protection

We keep you up-to-date with the newest fraud tactics used to steal your identity as well as instructions on how to avoid them.

  1. When potential fraud is detected, you will receive an automatic email notification, with the option to reply with “fraud” or “no fraud.”
  2. One minute after the email, you will receive a text alert, which also has the “fraud” or “no fraud” option.
  3. If there is no response received, you will then receive automatic phone calls to confirm or deny fraud. The call will also give the option of speaking to a fraud analyst.

Remember, our bank will never contact you and ask for your personal identification number (PIN), online banking password or other personal information.

Invest with the best.

Start Investing

Looking for a home loan?

Get a Mortgage

Mobile Deposit

Mobile Deposit Step 1 Mobile Deposit Step 2

Mobile Deposit Help

With Central Mobile Deposit, you can deposit checks from home, or on the go! If you've got our Android or iOS app you can make deposits 24 hours a day, seven days a week, wherever you are!

How to deposit a check:

  • Endorse your check on the back, and add "for mobile deposit only".
  • Select Deposit a check.
  • Enter the amount and review the information on the screen. Once you’re ready, select Continue.
  • Take a picture of the front of the check, and select Continue.
  • Take a picture of the back of the check, and select Continue.
  • Select Submit.
  • You will then receive a confirmation screen, and the check will post to your account with that business day's overnight processing.


Experience the ultimate statement of convenience! Central National Bank E-Statements allow you to receive your account statements via e-mail. E-Statements look just like your original paper statement and even include check images - the only difference is that they are e-mailed to you rather than delivered by U.S. Mail.

E-Statements can be viewed, printed, or saved to your hard drive.


  • FAST - You'll receive your E-Statement one or two days earlier than you normally receive your paper statement.
  • EASY - A monthly e-mail lets you know your new statement is available online, and you can access it from anywhere. You'll have up to 18 months of statement history to print or file anytime.
  • SECURE - You'll enjoy peace of mind knowing your statements are delivered to you securely via e-mail and encrypted for your protection.
  • ENVIRONMENTALLY FRIENDLY - Receiving your bank statement via e-mail reduces the usage of natural resources. You will no longer receive a paper statement, so you can easily store your E-Statement to a file on your hard drive.
E-Statements User Guide

How can we help?

Let us know the best way to reach you and one of our customer representatives will be in touch.

Contact Us Open Account

Secure Page Sign-In

Ensuring the security of your personal information is important to us. When you sign in to Online Banking on our home page, your User Name and Password are secure. The moment you click the Log In button, we encrypt your user name and password using Secure Sockets Layer (SSL) technology.

Browser Security Indicators

You may notice when you are on our home page that some familiar indicators do not appear in your browser to confirm the entire page is secure. Those indicators include the small "lock" icon in the bottom right corner of the browser frame and the "s" in the Web address bar (for example, "https").

To provide the fast access to our home page, we have made signing in to Online Banking secure without making the entire page secure. You can be assured that your ID and password are secure and that only Central National Bank has access to them. is SSL-Encypted

Secure Socket Layer (SSL) technology secretly encodes (encrypts data) information that is being sent over the Internet between your computer and Central National Bank, helping to ensure that the information remains confidential.

Leaving Site

You have requested a web page that is external to the Central National Bank (CNB) web site. The operator of the site you are entering may have a privacy policy different than CNB. CNB does not endorse or monitor this web site and has no control over its content or offerings.

Continue to Site Cancel